Happy Clients and New Friends to Call A Friend Financial Services, LLC
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What all started as a great journey had become a nightmare. The builder we had chosen to build our first family home deceived us. We were initially approved, given a false completion, and then we were told to take our down payment to use for a honeymoon which lead to them advising us that we weren't approved for our home. However, we was referred to Conswella Fowler 45 days before our projected closing date. She reviewed my husband's & I credit report, and established a plan. Conswella ensured us that if we did everything as instructed and with urgency, we would be in our home by our closing date. When I say she kept her word, she delivered all of her promises! In addition, she was able to provide information that lead to assistance with our down payment; resulting in a lesser amount out of pocket at our closing. Conswella is not only a woman of her word, but she goes above and beyond! If you have any doubt, worries, or challenged credit; she is the one to make it happen! Just follow 2 of her rules; 1. LISTEN 2. FOLLOW DIRECTIONS and she will do the rest.
- The Whitfield's
- The Whitfield's

"My husband and I had gone through three different mortgage companies trying to get a loan for our dream home. Every one would tell us our credit score was too low for us to get approved. After a year of trying to get approved and trying to work on our credit scores a friend referred us to Conswella Fowler. She gave us an approval for a loan sufficient enough to buy our dream home. We are so pleased with her and her services! I am so happy to say that my husband and I are now home owners!
Thank you Conswella for all of your help and making our dream home happen!"
- Hector and Marina Robles
Thank you Conswella for all of your help and making our dream home happen!"
- Hector and Marina Robles
My initial experience with a previous company was extremely frustrating and unprofessional. My file was handled by a representative that did not communicate very well and mislead us during the entire process. The representative did not return calls in a timely manner and meet the established closing deadlines. Ultimately, this resulted in a higher interest rate which cost my family more money. My file was a pretty simple re-finance with no credit or financial issues. However, it took three months for the representative to inform us on a couple occasions we were not closing due to her false representations.
Conswella Fowler, a friend of the family, fortunately was familiar with my situation. I requested for her to take over the file. Upon my request, I completed a new application and had to start the process all over again. During this process, Conswella was extremely professional and diligent. She kept us informed every step of the way and answered all of my questions in a timely manner. If she didn’t know the answer immediately, she performed the research and provided us with her recommendations in a timely manner. When I had questions regarding GFE, interest rates, closing costs, private mortgage insurance, etc., she explained it perfectly and was consistent with my own research. Needless to say, she made sure that my file was taken care of and made sure the process was less stressful than the previous situation. Not only did Conswella use the same mortgage company that the previous representative did but she closed the file within 30 days. Her hard work and dedication was unmatched and we were truly blessed to close the loan with a slightly higher percentage. She saved us a few hundred dollars on our monthly note during a slow economy. This was one of the best experiences I’ve had in my professional accounting career which includes working at the largest CPA firms in the world. I will continue to refer family and friends to Conswella as I know they will be in great hands.
- Eric Griffin
"Our loan broker Conswella Fowler was a pleasure to work with from start to finish. She was extremely informative, patient, and consistently answered our emails quickly. She in an efficient and effective loan broker. She helped us feel completely at ease, which assured us that we were in great hands. Without a doubt, I would recommend Conswella Fowler to family, friends, and the general public for loan services. "
- B. Martinez Psy.D.
- B. Martinez Psy.D.

When me and my wife decided to look for a house, we saw alot of homes that we liked but found only one house that we really loved. Seeing that look on her and my kids faces when standing in this particular home was priceless. In my mind I wanted to really get them this house but did not have the confidence to do so because I felt it would take a long time to build my credit, I didn't feel that I had any direction on what to do, how to do it and how long it would take to do it. I was given a business card from Call A Friend Financial Services, LLC with Conswella Fowler's name on it. So I decided to call and see what I needed to do to get me and my family in this home. Not realizing when Conswella answered the phone, it would be the greatest decision I ever made in my life. Conswella was extremely helpful, honest as well as caring at the same time. She told me exactly what I needed to do, when to do it, how long it would take to do it. She worked around the clock 24/7, it didn't matter if it was 9am, 10pm or 2am, Conswella was available. She made her self accessible at all times. She was extremely friendly and was very encouraging. She gave us hope. She took us in as if we were her own family and made sure she did everything in her power to get us into the house we truly wanted. We are now proud homeowners of the home we wanted and me and my family will forever be indebted to her. I would recommend anyone to Call A Friend Financial Services, LLC and Conswella Fowler. My advice to anyone is that if you feel there is any doubt on you being able to purchase a home, contact Call a Friend Services, they will put all your doubts to rest and will get you the home you want. The Powell family would like to thank Conswella and Call A Friend Financial Services, LLC from the bottom of our hearts.
With Love,
The Powell Family
lf you've never met the Incredible Woman, allow me to introduce Conswella Fowler!
Low credit scores? She'll get you an approval.
Self-employed? She'll help you with gathering the financial documentation.
Have rental properties? She can get you another one.
Credit issues? She can get them cleared.
Unavailable during regular business hours? Doesn't matter.
Not only did Conswella accomplish the impossible, she was able to go through every single roadblock we encountered. She has access to so many different lenders with a variety of homebuying programs with down payment and/or closing cost assistance, she can help you save some money at the closing table.
She was a blessing to us and if I ever had to pick another loan officer, I pick her any day of the week and four times on Sunday. You will not be disappointed!
-Alexis D.
Low credit scores? She'll get you an approval.
Self-employed? She'll help you with gathering the financial documentation.
Have rental properties? She can get you another one.
Credit issues? She can get them cleared.
Unavailable during regular business hours? Doesn't matter.
Not only did Conswella accomplish the impossible, she was able to go through every single roadblock we encountered. She has access to so many different lenders with a variety of homebuying programs with down payment and/or closing cost assistance, she can help you save some money at the closing table.
She was a blessing to us and if I ever had to pick another loan officer, I pick her any day of the week and four times on Sunday. You will not be disappointed!
-Alexis D.
My husband and I were originally working with the builder's lender to get our house financed. After working with them for a year we still was in the process of getting financed for a new house we had built from the ground up. As the process went on he kept giving us different closing dates, but we never closed. Upon providing him with all the necessary documents he still was unable to help us close on the house. By this time I had to contact my real estate broker who already sold our old house and thought we were already closed and moved in our new house. After talking to him about everything that was going on he referred me to Conswella Fowler. Conswella picked up our case with no waiting, she had a good attitude and got right down to business. She worked very hard everyday making sure we had every document we needed to close in a timely manner. Although the situation was stressful she helped us close in less than two months!! Conswella was very effective in communicating and letting my husband and I know what was going on at all times. She was professional and I would definitely recommend her to anyone! On April 24,2014 we finally closed on our house thanks to God placing Conswella in our path!!!
- Christina McPherson
- Christina McPherson
Conswella Fowler worked wonders in helping us obtain our first home!!!!!!! She went above and beyond the call of duty to help us understand the process and get all the documentation that was required for us to get approved for a home loan. She actually cared and took interest in our family’s circumstances to find what was best suited for our needs. She was always available day or night to address our questions and concerns. She’s very patient and thorough. She made it a point to help us cut costs wherever we could. She made sure that everything worked in our favor and benefited us. I would recommend her to anyone who is looking to purchase a home!!!!!!!!!! With Conswella’s help, my husband and I overcame issues with our credit, taxes, debt ratio, and even our builder!!!! We really value and appreciate all of her hard work and dedication. We are now living in our brand new home that was built from ground up and we’re loving it! We will be using her services in the future!
~The Cherry Family
~The Cherry Family
Call A Friend Financial is a great group to work with! After getting the run around from the builder’s lender for a couple of months, Conswella and her staff were able to get everything done in about 3 weeks. They are very thorough and stay on top of things. They knew what items were going to be needed and what might be needed and kept us ahead of the curve just in case and when lenders called back needing a certain item, there was no waiting around. CAFFS even stayed on top of the builder as things got closer to closing. Conswella was able to catch a few things that would have slipped right by us and saved us some money. They were also able to shop our loan around to numerous lenders and offer us a variety of different loans to choose from. We will always be grateful for the service they provided!
- Bennie and Carrie Kutra
- Bennie and Carrie Kutra

In the beginning, my first time home time home buying experience was a disaster. My realtor and first potential lender were not helpful and definitely did not have my better interest in mind. So I decided to “call a friend”. Once I started working with Call a Friend Financial Services, LLC, things began to change. With the help of my residential mortgage loan originator, Conswella Fowler, I was able to close happily and successfully with a lower interest rate and reduced closing cost. Believe and trust in Call a Friend!
- Mark Martin
- Mark Martin
Professional References

"Thank you so very much for all of your help in securing my client's loan for their new home here in Richmond, Tx. You were organized & thorough & professional, as well as kind which made all of the difference in our interactions with you. We put our trust in you and you most definitely came through for us. Thank you for your patience as well as treating my clients as people rather than just another home loan customer. You stand above the rest, our hats off to you!!"
- Dantonio Hackworth, Realtor
- Dantonio Hackworth, Realtor
I was initially impressed with Conswella Fowler's enthusiasm, processing skills and professional knowledge when I was first introduced to her over a year ago. During this time Conswella has processed and closed over $5 million with myself as her internal loan processor. She has proven herself at overcoming difficulties with files, and always pushing to do the best for her borrowers. Conswella consistently meets or surpasses closing dates. Her loan submission files and clean, organized and precise. And I owe her a big congratulations for taking a loan from initial approval to clear to close within five days! I heartily endorse her for any individual mortgage type and would trust her with my own home loan.
Sincerely,
Melissa Stevenson
Wholesale Mortgage Processor
Sincerely,
Melissa Stevenson
Wholesale Mortgage Processor
As a mortgage industry executive, I have worked with over 500 brokers and closed over 10,000 loans and I can unequivocally attest to the competency, integrity and passion of Conswella Fowler owner of Call A Friend, LLC. Conswella's track record of getting borrowers in their new homes is unmatched. The expediency which she is known for affords Conswella the capability of not only meeting her contract dates, but she generally close on the average of 10 days ahead of schedule. I strongly recommend Call A Friend to obtain financing for your new home.
Lucy Devore
Senior Wholesale Account Executive
Lucy Devore
Senior Wholesale Account Executive